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A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash express collateral loan to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required).
An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Repayment Terms. Loans include a minimum repayment plan of cash express collateral loan months and a maximum repayment plan of 84 months.
Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
A payday loan is one cash express collateral loan is typically repaid with the borrower's next paycheck. These types of loans are also known as cash advances, and they aren't given out by banks, but instead by loan stores. These loans are among the most expensive types of debt, and they come with interest rates that are much steeper than those offered with typical bank loans.
Once you've been approved, cash is usually deposited into your account within 24 hours. Over 90 Approval Rate. Lowest Interest Rates - Instant e-Approval - Special Offers.