We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

Important Disclosures. Please Read Carefully.

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Member FDIC. Republic Bank. 641 Euclid Ave Lexington, KY 40502. Members Heritage Federal Credit Union. 440 Park Pl Lexington, KY 40511. PNC Bank. 3090 Richmond Rd Lexington, KY 40509. University Of KY Federal Credit Union.

2557 Sir Barton Way Lexington, KY 40509.

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Why not refinance with FHA. FHA can be used to refinance, but its typically for homeowners who cant qualify for conventional due to past credit issues. Because if its flexibility, an FHA refi is more expensive. Most homeowners who can qualify should opt for a conventional refinance. How do I apply for a conventional refinance. Applying for a conventional refinance is just like applying for any other refinance. Start by checking rates here. The lender will guide you through the rest of the process.

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