The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the bajaj finance personal loan bangalore branches and repayment amounts and timing.
Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above.
This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.
You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances.
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We will bajaj finance personal loan bangalore branches work with the business to resolve the situation, to the mutual benefit of all parties. However, if we are unable to reach a mutually satisfactory arrangement and can't recover the money over a reasonable period, the account may be passed to an external partner.
Our external partner will attempt to recover the funds from the business and from any personal guarantors. Continued failure to discuss the arrears means credit reference agencies will record the outstanding debt.
This information may be supplied to other organisations by Credit Reference Agencies and Fraud Protection Agencies to perform similar checks and recover debts that are owed. Records will be kept for a period of 6 years, in accordance with current regulatory requirements, whether closed, settled or defaulted.